Senior Engineer - Payment Data Services

Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves. Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation. Find competitive benefits from financial and education to well-being and beyond at https://corporate.target.com/careers/benefits.

About us:

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.
As a Senior Engineer, you serve as a specialist in the engineering team that supports the product. You help develop and gain insight into the application architecture. You can distill an abstract architecture into concrete designs and influence their implementation. You apply appropriate software engineering patterns to build robust and scalable systems. You can design and implement architecture independently while influencing fellow engineers through design proposals and feedback. You demonstrate strong problem-solving skills, help the team triage operational issues, and use your expertise to prevent repeat occurrences.

About this team:
Payment Data Services is part of Target’s Payments Platform. We build and maintain the Enterprise Payment Repository, a consolidated data store that makes payment data available across an ecosystem of approximately 10 payment processing systems. We build and support services and data flows that make payment data available for operational, reporting, and analytics needs. We also own the Payment Orchestration Layer, a real-time, data-driven decisioning engine with capabilities to help reduce bot traffic and payment fraud risk and to route payment traffic. Our work requires close collaboration with engineering, product, and business partners across payments.

Technologies:

• Languages: Kotlin, Java, and other JVM-based languages
• Frameworks: Micronaut and related service frameworks
• Data and messaging: Relational databases, Kafka, data ETL, and analytics
• Engineering practices: API development, data pipeline development, and data analytics
• Architecture patterns: Microservices, distributed systems, and event-driven processing

Use your skills, experience, and talents to be part of groundbreaking thinking and visionary goals. As a Senior Engineer, you’ll take the lead as you:

• Apply and maintain knowledge of current and emerging technologies within your areas of expertise. Evaluate new technologies based on their viability within Target’s technical environment, maintainability, and cost of ownership. Initiate and execute research and proof-of-concept activities.
• Manage total product financials and forecasting. Lead service design, lifecycle management, and total cost of ownership.
• Lead code reviews, design reviews, testing, and debugging at the application level. Lead functional design and architecture discussions using process flows and system diagrams to inform decisions.
• Participate in routine and non-routine development, automation, and implementation activities, ensuring architectural and operational requirements and best practices are met.
• Provide technical oversight and coach others through complex or severe technical issues. Lead disaster recovery activities and contribute to disaster recovery planning.
• Embed data quality practices throughout data acquisition, processing, storage, and operational use.
• Independently collaborate with U.S.-based payments teams and partners, including Payment Gateway engineering, in-store payment authorization engineering, payment acceptance business teams, and product managers, to understand needs and drive shared solutions.
• Represent Payment Data Services in design, discovery, and other cross-team meetings during U.S. business hours as needed. Connect colleagues across geographies by bringing decisions, context, and open questions back to the team.
• Design and build reliable APIs and data pipelines that enable analytics capabilities for business teams.
• Explore emerging technologies—including agentic AI, Model Context Protocol (MCP), and large language models (LLMs)—and apply practical knowledge of these tools when they can improve engineering or data workflows.
  
  Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.
  
  About you
• Four-year degree or equivalent experience
• 5+ years of software development experience, including experience with Java or Kotlin
• Experience developing APIs, Kafka Consumer, RDBMS & No-Sql data modelling and building ETL pipelines that enable payment orchestration capabilities
• Practical familiarity with AI tools and technologies such as LLMs, agentic AI, and MCP, and an interest in learning how they work and where they are useful
• Ability to work independently with cross-functional partners and communicate effectively across teams and geographies
• Ability to write and organize code using multiple programming languages, including distributed programming, and an understanding of different frameworks and paradigms
• Ability to deliver high-performance, scalable, repeatable, and secure solutions with broad impact, including high-throughput and low-latency systems
• Ability to design new testing methods and resolve routine and non-routine technical issues with minimal assistance
• Strong proficiency in core development platforms within your domain
• Ability to build commitment within the team around shared priorities
• Understanding of the impact of your work on the team and Target’s guests
• Ability to influence and apply data standards, policies, and procedures
• Commitment to staying current with evolving technologies through formal training and self-directed learning

This position will operate as a Hybrid/Flex for Your Day work arrangement based on Target’s needs. A Hybrid/Flex for Your Day work arrangement means the team member’s core role will need to be performed both onsite (two days per week) at the Target North Campus MN location the role is assigned to and virtually, depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target. Click here if you are curious to learn more about Minnesota. 

Benefits Eligibility

Americans with Disabilities Act (ADA)

In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to candidate.accommodations@HRHelp.Target.com.Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.  

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